Apple AAPL +0.05% had long been rumored to make a big play in payments, and on September 9 finally unveiled the first step with Apple Pay. The demo was slick, showing an elegant payment experience – so fast that they had to repeat it “in case you blinked.” Apple CEO Tim Cook was proud to reveal a frictionless reality that makes paying completely seamless. As the Founder of a mobile payments startup, I’ve received dozens of calls and emails from our investors, advisors, customers and partners asking “what now?”

Cardflight
CardFlight connects mobile developers with payment processors. CardFlight brings the same developer‐friendly, transparent approach to payment processing as Stripe and Braintree. However, CardFlight focuses on the ~90% of payment transactions that happen offline. Developers retain full control of their integrated app experience, and use Cardflight’s encrypted mag stripe reader and SDK/API so that they can safely and securely accept card present payments in their apps, with support for their existing merchant account.